Financial Education & Consumer Document Support
Understand your credit reports, organize your financial documents, and make more informed financial decisions.
Improving your credit, saving more, paying off debt and living life on your terms...
Miles Matias Financial Consulting LLC provides financial education, personalized consulting, and consumer document support.
Our goal is to help consumers better understand credit reports, budgeting, debt organization, responsible financial habits, and the information available to them under consumer protection laws.
We do not promise or guarantee credit-score increases, deletion of accurate information, loan approvals, financing eligibility, or any other specific outcome.
1. Initial Consultation
We begin with a consultation to discuss your financial goals, answer general questions, and determine whether our educational or administrative services may be appropriate.
No payment is required for the initial consultation.
2. Written Service Agreement
Before paid services begin, you will receive a written agreement describing:
The specific services to be provided
The total cost of those services
The estimated completion period
Your cancellation rights
Any applicable consumer disclosures
You will have an opportunity to review the agreement before signing.
3. Client-Directed Review and Support
We help you understand the information appearing on your consumer credit reports and organize supporting documents.
You are responsible for identifying information you believe is inaccurate or incomplete and for providing truthful and complete information.
When included in a written service agreement, we may provide administrative assistance with organizing consumer-provided information and preparing correspondence based on that information.
We do not dispute information known to be accurate, advise consumers to make false statements, or promise that information will be removed.
4. Completion and Billing
Fees are disclosed in writing before services begin.
Payment for a credit-related service is not collected until the specific service described in the agreement has been fully performed.
We do not offer automatic monthly credit-repair subscriptions or collect advance fees for credit-repair services.
Credit-report education
Budget and debt-organization guidance
Personalized financial education
Consumer-directed document organization
A written description of services and fees
Truthful and transparent communication
No guaranteed deletions or score increases
No promises of loan, housing, employment, or insurance approval
Can you guarantee that items will be deleted?
No. We do not guarantee deletions, credit-score increases, or any specific outcome.
Accurate, current, and verifiable information generally cannot be removed merely because it negatively affects a credit score.
Can you guarantee that my credit score will increase?
No. Credit scores are calculated by third parties and depend on numerous factors outside our control. We cannot predict or guarantee how a particular action may affect a score.
Can I dispute inaccurate information myself?
Yes. Consumers have the right to dispute information they believe is inaccurate or incomplete directly with consumer reporting agencies at no charge.
You are not required to hire a company to submit a dispute.
Do you dispute every negative item?
No. Negative information is not automatically inaccurate.
We do not knowingly dispute accurate information or advise clients to make false or misleading statements. Any request concerning an account must be based on truthful information supplied by the consumer.
When will I be charged?
The total price and service description will be provided in a written agreement.
Payment for a regulated credit-related service will not be collected until the specific contracted service has been fully performed.
Do you offer monthly credit-repair subscriptions?
No. We do not offer automatic monthly credit-repair subscriptions through this website.
Do I have a right to cancel?
Applicable cancellation rights will be provided in writing before services begin.
California consumers may have the right to cancel a credit-services contract before midnight of the fifth working day after signing it, as explained in the written agreement and Notice of Cancellation.
Important Consumer Information
You may dispute inaccurate or incomplete information directly with consumer reporting agencies without paying a third party.
Neither you nor a credit-services company has the right to have accurate, current, and verifiable information removed solely because it is unfavorable.
Miles Matias Financial Consulting LLC does not guarantee:
The deletion of information
A specific credit-score increase
Completion within a particular number of days
Approval for credit, housing, employment, insurance, or financing
Any other particular financial result
Results vary according to each consumer’s individual circumstances, the accuracy and completeness of the information provided, and decisions made by consumer reporting agencies, creditors, data furnishers, lenders, and other third parties.
Miles Matias Financial Consulting LLC is not a law firm and does not provide legal advice. Consumers should consult a qualified attorney regarding legal questions or disputes.
Customer Service Line (Text Only) (562) 270-0897
Address: La Habra, CA
Instagram: @miles.matias
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